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Register/LoginPreferred Care Plan PPO
Personal Choice, our popular Preferred Provider Organization (PPO), lets you choose your own providers from a network of quality doctors and hospitals, known as the Personal Choice network. When you use a Personal Choice network doctor or hospital, there is very little to pay out-of-pocket. Additional advantages are no claim forms and no balance bills.
Under your CHOP Preferred Care Plan, there is also a third network tier where your dependent children can receive care at a CHOP facility or through a CHOP provider at a lower cost for covered services.
With Personal Choice, you can choose to use a doctor or hospital that is not in the Personal Choice network; however, you’ll pay more for these services and will have to submit a claim for reimbursement.
Features of Preferred Care Plan PPO/Personal Choice
- Members have the freedom to seek care in-network or out-of-network.
- There is no need to select a primary care physician to coordinate your care.
- Members are free to visit specialists directly; no referrals are required.
- More than 30,000 doctors and 200 hospitals are in the Personal Choice network
- Well-being programs, including fitness reimbursement and discounts on alternative services are available at no additional cost.
- Enhanced programs to control and manage chronic conditions are included.
- Coverage and recognition of the Blue Cross® name and symbol is worldwide.
- Preventive care for children and adults is included.
- With the BlueCard® PPO Program, enjoy in-network coverage anywhere in the United States when you use Blue Cross and/or Blue Shield® providers that participate in BlueCard PPO.