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Financial well-being

Protecting your health is more than just taking care of your physical well-being. At Independence Blue Cross (IBX), we recognize the connection between financial, emotional, and physical well-being. It’s for this reason that we make two financial well-being programs available to you and your family members at no cost, all designed to help you achieve your financial goals:

  • The College Tuition Benefit®
  • AblePay

The College Tuition Benefit

The College Tuition Benefit provides an effective way to help send a child or loved one to college. It works like a scholarship. The SAGE Scholars Tuition Rewards® Points earned each year can be used at any of the more than 450 participating colleges and universities nationwide.1,2 Visit tuitionrewards.com/colleges for a complete list.

Program highlights:

  • When you sign up, you earn 2,000 Tuition Rewards Points annually.
  • One Tuition Rewards Point is equal to a $1 minimum discount off the full price of tuition.
  • In the fourth year, you receive a bonus of 2,500 Tuition Reward Points.2
  • Each child you sponsor receives a one-time bonus of 500 Student Tuition Rewards Points.
  • You can sponsor your children, grandchildren, nieces, nephews, stepchildren, and godchildren.

Be sure to register the child by August 31 of the year they begin 12th grade. But don’t wait — the sooner you start to participate, the more Tuition Rewards Points you earn!

Log in to register a child today.

AblePay

Did you know you can save on medical costs? Along with your health plan benefits, you have access to a free program called AblePay Health. AblePay can help you save up to 13 percent on out-of-pocket medical costs that your health plan doesn’t cover, including copays, coinsurance, and deductibles when visiting an AblePay provider.

Enrolling in AblePay is simple! Visit ablepayhealth.com/ibx to get started or call 484-292-4000.

1 Check your Member Benefit Booklet to see if your plan qualifies for this benefit.

2 This is a value-added program and not a benefit under an IBX health plan and is, therefore, subject to change without notice.

The Tuition Rewards program is provided by The College Tuition Benefit, an independent company. Neither The College Tuition Benefit nor SAGE Scholars, Inc. provide IBX products or services.

AblePay Health is an independent company. This is a value-added program and not a benefit under IBX and is therefore subject to change without notice. Check your benefits for eligibility.