Medical policyTerms and conditions

The Medical Policy Portal offers streamlined navigation to the various types of policies available. Once you accept the terms and conditions below, you’ll be connected to the Medical Policy Portal. From there, simply click the applicable policy portfolio (i.e., Commercial, Medicare Advantage, MAPPO Host) from the selections across the top of the page to access the specific policies.

By clicking “Accept” below, I acknowledge receipt of the following information:

• The Policy Bulletins on this website were developed to allow Independence Blue Cross (Independence) to administer the provisions of members’ benefits plans and neither constitutes nor substitutes for medical advice. Independence’s Policy Bulletins should not be construed as providing medical advice or treatment or guaranteeing the outcome or results of any medical services/treatments and/or procedures. If members have a specific question about their medical condition, they should consult with their provider.
• Providers are responsible for providing medical advice and treatment, are independent contractors, and are not employees or agents of Independence.
• Policy Bulletins are written with medical terminology and in a style common to scientific literature and convention.
• The Policy Bulletins are used in making decisions as to medical necessity only and do not describe or consider individual benefits. As a result, they do not guarantee coverage of services or guarantee payment. If you are an Independence member, please refer to your specific benefit plan documents for the terms, conditions, limitations, and exclusions of your coverage. Benefits may vary based on the type of program (HMO, PPO, or other) as well as the benefit design selected by an employer or group (i.e., health and welfare fund, school district).

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