Medicare plans for retiring employees of small businesses
As your employees retire, you can show your appreciation for their service by offering them a high-quality Independence Blue Cross (IBX) Medicare plan.
And because they’ve had health insurance from IBX, it makes sense for their group Medicare plan to come from IBX, too! Here’s why:
- Authentic, local coverage from a company with over 85 years of experience serving the Philadelphia 5-county area
- Knowledgeable, dedicated account management from representatives you know and trust
- Seamless conversion from your retirees’ current plan to an IBX Medicare plan
- Cost savings compared to buying an individual Medicare plan
- Top-rated Medicare Advantage plans — Keystone 65 HMO and Personal Choice 65SM PPO
- Enhanced Medicare Supplement plans for certain markets
- Flexible funding arrangements
- Tax advantages for employer-sponsored plans
IBX Medicare Advantage plans
- Medical and prescription drug coverage combined in one plan
- Our area’s largest network of providers and hospitals
- No-cost membership in One PassTM — the largest Medicare Advantage national fitness network accepted at more than 24,000 locations, including all local YMCAs; boutique studios; yoga, Pilates, and spinning studios; and more; over 32,000 on-demand library and livestreaming fitness classes; and free access to fitness platforms such as Burnalong, Les Mills, and Yogaworks
- Convenient access to board-certified doctors, dermatologists, and behavioral health specialists through the MDLIVE® telemedicine benefit
- No referrals needed to see a specialist
Keystone 65 HMO
- Rated 4.5 out of 5 stars by Medicare for 2024
- $0 premiums with some plans
- Extra care for people with certain chronic health conditions
Personal Choice 65 PPO
- Rated 4.5 out of 5 stars by Medicare for 2024
- Flexibility to see any doctor, in or out of network
- Coverage that travels with you
IBX Medicare Supplement (MedigapFreedom) plans
- Cover gaps in coverage not addressed by Medicare parts A and B
- May help cover copayments, coinsurance, and deductibles
- Hearing and vision coverage included
Note: Part D prescription drug coverage is not included, so a Part D plan must be purchased separately.
Select Option Prescription Drug Plan
- Creditable prescription drug coverage designed to complement MedigapFreedom
- Several coverage options to fit various needs and budgets
- Access to thousands of in-network pharmacies
- Convenient home delivery option
Take the next step
There are so many advantages to offering your retiring employees a Medicare group plan from IBX. We’d love to answer any questions you might have.
To request a quote or schedule a meeting, email us at medicaregroupsalesinquiries@ibx.com today. We look forward to speaking with you!
Every year, Medicare rates Medicare Advantage plans using a 5-star system. Keystone 65 HMO was rated 4 out of 5 stars for 2024, and Personal Choice 65 was rated 4.5 out of 5 stars. Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company — independent licensees of the Blue Cross and Blue Shield Association.